Important Disclosures

Abel Financial Management Co. ("Abel Financial") is a Registered Investment Advisor ("RIA'), located in the State of Maryland. Abel Financial provides investment advisory and related services for clients in State of Maryland and other states. Abel Financial will maintain all applicable registration and licenses as required by the various states in which Abel Financial conducts business, as applicable. Abel Financial renders
individualized responses to persons in a particular state only after complying with all
regulatory requirements, or pursuant to an applicable state exemption or exclusion.


Terms of Use
Please read these terms and conditions of use (“Terms”) carefully before using the
The website located at (“Website”) or any of the information or
services provided by Abel Financial Management Co. (collectively “Abel Financial”,
“we”, “our”, “us”) in connection with the Website. By using the Website, you
acknowledge that you have read and understood these Terms and accept to be legally
bound by them. If you do not accept and agree to these Terms, you are not an
authorized user of the Website or any of the information or services provided by Abel
Financial in connection with the Website and should promptly terminate all use thereof.
The terms “you” and “your” mean you and any entity you may represent in connection
with the use of the Website. You may use your browser to download or print a copy of
these Terms for your records.

Abel Financial reserves the right to change, modify, add or remove portions of these
Terms at any time for any reason. We suggest that you review these Terms periodically
for changes. Such changes shall be effective immediately upon posting. You
acknowledge that by accessing our Website after we have posted changes to these
Terms, you are agreeing to these Terms as modified.
These Terms were last updated on August 25, 2020.


Risk Disclosures
Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable.

Asset allocation may be used in an effort to manage risk and enhance returns. It does not, however, guarantee a profit or protect against loss. Performance of the asset allocation strategies depends on the underlying investments.

This Website is intended to provide general information about Abel Financial and its services. It is not intended to offer or deliver investment advice in any way. Information regarding investment services are provided solely to gain an understanding of our investment philosophy, our strategies and to be able to contact us for further

Market data, articles and other content on this Website are based on generally available 

information and are believed to be reliable. Abel Financial does not guarantee the
accuracy of the information contained in this Website. The information is of a general
nature and should not be construed as investment advice.


Please remember that it remains your responsibility to advise Abel Financial, in writing,
if there are any changes in your personal/financial situation or investment objectives for
the purpose of reviewing/evaluating/revising our previous recommendations and/or
services, if you would like to impose, add, or to modify any reasonable restrictions to our
investment advisory services.


Abel Financial will provide all prospective clients with a copy of our current Form ADV,
Part 2A ("Disclosure Brochure") and the Brochure Supplement for each advisory person
supporting a particular client. You may obtain a copy of these disclosures on the SEC
Website at or you may Contact Us to request a free copy via
.pdf or hardcopy.

Privacy Disclosures

Abel Financial is committed to safeguarding the use of personal information of our
Clients that we obtain as your Investment Advisor, as described in our Privacy Policy.  
Abel Financial does not collect personal non-public information through this Website;
however, the Advisor may collect information from you on application forms,
agreements, profile or investment policy statements, and other documents received or
processed in relation to services we provide. We also may collect information from other

We do not respond to "do not track" requests because we do not track you over time or
across third-party Websites to provide targeted advertising. We may track you across
our Website to help us improve our content.

We may use "cookies" and similar online technologies to keep, and sometimes track,
information about you regarding your usage of our Website. Cookies are small data files
that are sent to your browser or related software from a Web server and stored on your
device. Cookies help us to collect information about your usage of our Website,
including date and time of visits, pages viewed, amount of time spent on our sites, or
general information about the device used to access the site, such as the browser used.
You can refuse to store or delete cookies by configuring your web browser settings.
Most browsers and mobile devices have their own settings to manage cookies. If you
refuse a cookie when on our Website, or if you delete cookies, you may experience
some inconvenience in your use of our Website, such as having to re-configure

When you are on this Website you may have the opportunity to click-through to other
Websites, including Websites operated by unaffiliated third parties. These sites may

collect nonpublic personal information about you. We do not control sites operated by
these entities and are not responsible for the information practices of these sites. This
Privacy Policy does not address the information practices of other Websites. The
privacy policies of Websites operated third parties are located on those sites.
For a copy of the Abel Financial Privacy Policy, please click here.
Email Disclosures

Abel Financial often communicates with its clients and prospective clients through
electronic mail (“email”) and other electronic means. Your privacy and security are very
important to us. Abel Financial makes every effort to ensure that email communications
do not contain sensitive information. We remind our clients and others not to send Abel
Financial private information over email. If you have sensitive data to deliver, we can
provide secure means for such delivery.

Please note: Abel Financial does not accept trading or money movement
instructions via email.

As a registered investment advisor, Abel Financial emails may be subject to inspection
by the Chief Compliance Officer (“CCO”) of Abel Financial or the securities regulators.
If you have received an email from Abel Financial in error, we ask that you contact the
sender and destroy the email and its contents.

If you have any questions regarding our email policies, please Contact Us.

Social Websites

Abel Financial may utilize third-party Websites, including social media Websites, blogs
and other interactive content. Abel Financial considers all interactions with clients,
prospective clients and the general public on these sites to be advertisements under the
securities regulations. As such, Abel Financial generally retains copies of information
that Abel Financial or third-parties may contribute to such sites. This information is
subject to review and inspection by the CCO of Abel Financial or the securities

Information provided on these sites is for informational and/or educational purposes
only and is not, in any way, to be considered investment advice nor a recommendation
of any investment product. Advice may only be provided by Abel Financial’s advisory
persons after entering into an advisory agreement and provided Abel Financial with all
requested background and account information.

If you have any questions regarding our policies, please Contact Us.